Transform Your Shop Dreams into Reality with Grahaan Capital's Hassle-Free Business Loans!
Many Indians still struggle to run a shop and make it viable for a long period. These small grocery, medical, mobile, clothing and retail stores are essential in the day-to-day Indian life. Lots of people imagine the idea of opening such a shop, but haven’t you thought of the difficulties you will face? The first thing that is on your mind is the money part.
Purchasing the shop, setting it up, doing furniture work, storing all the inventory, and so on is very expensive, and there is no way out of it. Go for it if you have enough savings, but what if you don’t? Do you drop your idea? Not!
At Grahaan Capital, we understand the needs and goals of every person. Our constant, unending, and long-term dedication to the assistance of business owners with the necessary finances so that they can achieve their dreams and not miss out on any single opportunity. Also, different businesses have different needs, so we have business loans that are specially made to fit the needs of each particular business. You can avail up to Rs. 1 Core of business loans for your shop at competitive rates in the market with a hassle-free process.
Get immediate approval for a business loan up to Rs. 1 Core. You can apply for our business loan online, as long as you meet some basic criteria mentioned below. Meet the simple requirements for business loan eligibility and complete the necessary documentation to receive the funds you require in as little as 24 hours* after approval.
* Charitable organizations, NGOs, and trusts are not eligible for a business loan.
Note: The above-mentioned eligibility criteria are for indicative purposes only. Actual eligibility criteria defined by Banks/NBFCs shall vary as per their sole discretion and shall be defined at the time of loan application submission.
Documents required for business loans to establish your business identity, income, loan repayment capacity, and place of business. Here are the few common set of documents that you will need to submit when applying for a business loan:
Although business loan rates and charges might differ significantly based on the credit history of the loan applicant and the business itself, the following table will provide you with a general indication of what to expect:
| Particulars | Charges |
| Business Loan Interest Rates | 9.75% p.a onwards |
| Loan Amount | ₹1 Lakh to ₹1 Core |
| Loan Processing Fees | Minimum 2% plus applicable taxes |
| Lowest EMI per month | Starting from ₹2,112* per Lakh for 60 months |
| Loan Tenure | 12 - 60 months |
| Prepayment/Foreclosure Charges | 0%* If paid from own sources & 4% If paid from other sources |
| Default Interest | Minimum 3% per month |
| Repayment Instrument Dishonor Charges | Upto Rs. 2500/ + GST (if applicable) per bounce |
| Stamp Duty | At actuals (as per state) |
| * No Other Hidden Charges | |
