Loan up to 10 Core * | Tenure 36-180 Months | Interest Rate Starting at 9.5%* p.a.
At Grahaan Capital, we offer Loan Against Property (LAP) in line with our clients’ requirements. Our loan interests begin as little as 9% for the whole year and a lien period of up to 15 years, which enable you to meet your monthly obligations with less strain through minimal EMIs.
If you have the capability to pay interest as a paid employee or even a business person, you can secure very large amounts for all property types, be it residential or commercial. Transfer your existing Loan Against Property from another financial institution? You can port your loan to us and enjoy our flexible rates as well as other membership privileges.
We at Grahaan Capital for that reason like to align our services to the so often “Making the Impossible Possible”. A Loan Against Property is a unique solution which has been developed for you and can help you make dreams come true and guarantee your family’s successful future. Applying it to fund business expansion, develop new revenue streams and make your visionary ideas become a reality.
✅ Quick Loan Approval & Disbursal
Get your loan processed fast so you can meet your personal or business needs without delay.
✅ Loan up to ₹10 Crores*
We offer large loan amounts – up to ₹5 crores* – based on the value of your property.
✅ High Loan-to-Value (LTV)
Borrow up to 70% of your property’s market value, whether it’s residential or commercial.
✅ Lowest Interest Rates
We provide competitive and affordable interest rates to reduce your EMI burden.
✅ Flexible Repayment Options
Choose a repayment plan that suits your budget and goals with longer tenures.
✅ Minimum Documents, Maximum Speed
Enjoy a hassle-free and paper-light process with fast approvals and quick disbursal.
✅ Personalised Loan Solutions
We understand your needs and offer customised loan plans for different life stages.
✅ Trusted Support Team
Our friendly and experienced team is always ready to help via phone or email.
✅ Transparent Process
No hidden charges. Everything is clear, simple, and customer-friendly.
* Terms & Conditions Apply
Grahaan Capital offers loan against property ranging from Rs. 3 Lakh to Rs.10 crores for your unplanned needs.
Grahaan Capital gives you more flexible repayment and prepayment tenure ranging up to 15 years for your loan against property.
Transfer your Loan Against Property to Grahaan Capital and enjoy lower interest rates, reduced EMIs, helping you save more over time.
Grahaan Capital offers competitive floating interest rates on Loan Against Property, providing flexibility and potentially lower costs as rates adjust with market conditions.
Our Loan Against Property is offered at attractive interest rates, which can help reduce the EMI amount and ensure that you are not financially overburdened.
There's nothing hidden, and all loan conditions are clearly presented. We maintain 100% transparency with all our customers. We don't impose any additional charges.
Grahaan Capital also takes care of your convenience. Enjoy our doorstep services by availing our loan against property.
Grahaan Capital has designed the Loan Against Property scheme for salaried employees, self-employed professionals, and firms and companies. Its basic eligibility criteria save much time; you can qualify for a loan, whether as an emergency or from the comfort of your desktop or mobile.
To qualify for funding and get quick approval, you need to meet the eligibility criteria related to the following factors:
You can also check the specific eligibility criteria required for different borrowers!
Note: The above-mentioned eligibility criteria are indicative. Additional prerequisites may be required during loan processing by Grahaan capital.
Our online application process reduces cumbersome documents and makes applications for funding much quicker. We only require essential documents, which fall into 5 categories:
You can also check the specific list of documents required for different borrowers!
Note: The documents mentioned above are only an example list. Some documents may be required during the loan issuing and receiving process.
When considering a Loan Against Property (LAP), probably the most important thing to focus on is the rate of interest. The lower the rate of interest, the lower your EMI amount every month. This can help you manage your finances better and save more over time. You can also check our details, Interest rates and charges for better understanding.
| Particulars | Charges |
| Personal Loan Interest Rates | 9.5% p.a. onwards Lowest Interest Rate (depending on several factors including net income, employment or business stability, existing monthly obligations, type of LAP product, etc.) |
| Loan Amount | From ₹3 Lakh to ₹10 Crore |
| Rate of Interest Conversion Fee | 1% of the loan amount sanctioned (SME loans/Loan Against Property & LRD) |
| Charges for switching of loans from floating to fixed rate and vice versa | Minimum 2% of the outstanding loan amount |
| Processing Fees | Up to 3% of the loan amount |
| Loan Tenure | 3-15 years |
| Loan Cancellation Charges (Loan Cancelled Before 1st EMI) | INR 5,000/- if the loan is cancelled at the request of the Borrower after disbursement of the Loan, but before the encashment of the Loan disbursal cheque. If cancellation of the Loan is requested after encashment of the Loan amount, Prepayment conditions as specified herein shall apply. |
| Cheque/ECS/ACH Direct Debit Dishonour Charges | INR 500/- per instance shall also be payable for every instance of dishonour of Cheque/ECS/ACH Direct Debit. |
| Stamp Duty | At actuals (as per state) |
| * No Other Hidden Charges | |
A mortgage loan or loan against residential property is a secured loan in which you use your residential or commercial property as a security. It is a secured form of loan where you can avail a large amount in the form of loan which can be paid in equal installments of amount that one can easily afford in a given period.
This type of secured loan is most appropriate if an individual is in dire need of a large amount of money for some essential purposes. Some common reasons to borrow include:
Yes, you can get a loan against commercial property. To apply for one, follow the below steps:
On successful verification, the loan amount will be disbursed into your bank account instantly.
