Drive Your Vision Forward. Business Loans Designed to Empower Women Entrepreneurs.
Female Entrepreneurs today are the revolution in the business sector by the achievements they have made. They strived hard to have their ideas transformed by effective management into successful businesses. Nevertheless, giving credit to the fact that it is run like other types of businesses, a women-owned business still requires regular capital for the business to run smoothly. Among all options, a business loan for women is probably the best solution for this issue.
Grahaan Capital has designed business loans for women entrepreneurs having the short-term goal of raising the necessary capital vital for small businesses and making those entrepreneurs’ dreams come true. The women borrowers of Grahaan Capital are charged mostly at affordable interest rates, which they are free to choose up to a limit of Rs 1 Crore.
Get immediate approval for a business loan up to Rs. 1 Core. You can apply for our business loan online, as long as you meet some basic criteria mentioned below. Meet the simple requirements for business loan eligibility and complete the necessary documentation to receive the funds you require in as little as 24 hours* after approval.
* Charitable organizations, NGOs, and trusts are not eligible for a business loan.
Note: The above-mentioned eligibility criteria are for indicative purposes only. Actual eligibility criteria defined by Banks/NBFCs shall vary as per their sole discretion and shall be defined at the time of loan application submission.
Documents required for business loans to establish your business identity, income, loan repayment capacity, and place of business. Here are the few common set of documents that you will need to submit when applying for a business loan:
Although business loan rates and charges might differ significantly based on the credit history of the loan applicant and the business itself, the following table will provide you with a general indication of what to expect:
| Particulars | Charges |
| Business Loan Interest Rates | 9.75% p.a onwards |
| Loan Amount | ₹1 Lakh to ₹1 Core |
| Loan Processing Fees | Minimum 2% plus applicable taxes |
| Lowest EMI per month | Starting from ₹2,112* per Lakh for 60 months |
| Loan Tenure | 12 - 60 months |
| Prepayment/Foreclosure Charges | 0%* If paid from own sources & 4% If paid from other sources |
| Default Interest | Minimum 3% per month |
| Repayment Instrument Dishonor Charges | Upto Rs. 2500/ + GST (if applicable) per bounce |
| Stamp Duty | At actuals (as per state) |
| * No Other Hidden Charges | |
