Choose a personal loan from Grahaan Capital to easily fulfill your varied needs. Grahaan Capital Personal Loan is the best option if you need the money for any purpose, including home improvement, wedding arrangements, business requirements, family vacation, debt consolidation, or medical emergency. Take advantage of benefits including quick processing, minimal paperwork, attractive interest rates, and flexible payback schedules.
People can apply for a personal loan from the comfort of their homes with our online application process. We can provide our services to millions of consumers in India because of our transparent procedures as well as customized solutions.
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Interest rates: |
Starting from 10.75% |
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Loan limit: |
Up to INR 40 lakhs* |
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Loan tenure: |
12 months to 84 months |
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Processing fees: |
0.5% to as per Banks and NBFCs + GST |
Grahaan Capital offers personal loans ranging from Rs. 1 Lakh to Rs.40 lakh for your unplanned needs.
Grahaan Capital gives you more flexible repayment tenure ranging up to 84 months for your personal loan.
You can apply online for our offering in just a few easy steps through the user-friendly online journey!
Our personal loan approval process is very simple and requires only a few basic documents.
With Grahaan Capital's competitive and low-interest personal loan, you need not worry about paying high EMIs.
At Grahaan Capital you need not provide any collateral, guarantor or security against the funds you borrow.
There's nothing hidden, and all loan conditions are clearly presented. We don't impose any additional charges.
Grahaan Capital also takes care of your convenience. Enjoy our doorstep services by availing our personal loan.
Get immediate approval for a personal loan up to Rs. 40 lakh. You can apply for our personal loan online, as long as you meet some basic criteria mentioned below. Meet the simple requirements for personal loan eligibility and complete the necessary documentation to receive the funds you require in as little as 24 hours* after approval.
Documents required for personal loan to establish your identity, income, loan repayment capacity, and place of residence. Here are the few common set of documents that you will need to submit when applying for a personal loan:
Although personal loan fees and charges might differ significantly based on the credit history of the loan applicant, the following table will provide you with a general indication of what to expect:
| Particulars | Charges |
| Personal Loan Interest Rates | 10.75%* p.a. onwards |
| Loan Amount | ₹1 Lakh to ₹40 Lakh |
| Loan Processing Fees | Minimum 2% plus applicable taxes |
| Lowest EMI per month | Starting from ₹1,699* per Lakh for 84 months |
| Loan Tenure | 12 – 84 months |
| Prepayment/Foreclosure Charges | 0%* If paid from own sources & 4% If paid from other sources |
| Default Interest | Minimum 3% per month |
| Repayment Instrument Dishonor Charges | Minimum ₹500 per bounce plus applicable taxes |
| Stamp Duty | At actuals (as per state) |
| * No Other Hidden Charges | |
Personal Loan is an unsecured Loan and one of the best loans for marriage expenses, paying medical bills or planning your dream vacation. Personal Loans can act as a financial cushion for you at the time of emergency. Whatever your financial goals are, Grahaan Capital Personal Loans cater to all your needs. Availing a Personal Loan is not restricted to just emergencies, you can apply for a Personal Loan to fund your vacation as well. You can also check Personal Loan EMIs with our Personal Loan EMI calculator.
You can apply for a Personal Loan online from our website and meet your diverse financial needs. You can avail a Personal Loan up to Rs. 50 lakh and meet a sudden personal emergency. The process of Loan application is instant and convenient and can be done online from the comfort of your home.
You have the option to walk into the branch and submit hard copies of the necessary documents, or you can submit them online by uploading soft copies. You can now send your documents via WhatsApp or email address.
Choose Grahaan capital Personal Loans for the following benefits:
Our dedicated support team is always happy to help you. You will get support in every step of your loan procedure. You can contact us here and we will get back to you within 24 hrs.
A. For Salaried Individuals:
1. Proof of Identity/Residence: Any one of the below Official Valid Documents (OVD) can be accepted as Current / Communication address proof only.
2. Latest 7 months* Bank Statement (where salary/income is credited)
3. Salary slips for the last 3 months*
B. For Self-Employed:
1. Proof of Identity/Residence: Any one of the below Official Valid Documents (OVD) can be accepted as Current / Communication address proof only.
2. Income Proof:
3. Office address proof:
4. Proof of residence or office ownership
5. Proof of continuity of business.
* Conditions applied as per policy.
* Grahaan Capital reserves the right to call upon additional documents at its discretion.